Medicare

Medicare Made Simple

Turning 65 or retiring soon? Medicare can feel overwhelming, but it doesn’t have to be. We're here to make it simple and help you find the right coverage for your healthcare needs and budget.

Understanding Medicare Basics

Medicare is divided into several parts. Each part plays a different role in your healthcare coverage:

Part A (Hospital Insurance)

Covers inpatient care like hospital stays, skilled nursing facilities, and hospice care. Most people don’t pay a premium for Part A if they've worked and paid Medicare taxes for at least 10 years.

Part B (Medical Insurance)

Covers outpatient care such as doctor visits, lab work, preventive services, and durable medical equipment. Part B has a monthly premium, which can vary based on your income.

Together, Parts A and B make up Original Medicare.

Learn More

What Original Medicare Doesn’t Cover

Original Medicare doesn’t cover everything. You may have out-of-pocket costs like deductibles, copays, and coinsurance. It also doesn’t include most prescription drugs, dental, vision, or hearing coverage.

That’s where the next options come in.

Medicare Supplement (Medigap)

Medicare Supplement plans help cover the gaps in Original Medicare. They don’t replace Medicare but work alongside it to reduce your out-of-pocket expenses.

  • You keep your Original Medicare benefits

  • See any doctor that accepts Medicare

  • Choose from different standardized plans (Plan G, Plan N, etc.)

  • No networks or referrals needed

These plans don’t include prescription drug coverage, so many people pair them with a standalone Part D plan.

Part D Prescription Drug Plans

Part D helps cover the cost of prescription medications. Plans are offered by private insurance companies, and each one has its own list of covered drugs (formulary), pharmacy network, and copay structure.

  • Choose a plan based on the medications you take

  • Avoid late enrollment penalties by signing up on time

  • Can be added to Original Medicare or a Medigap plan

We’ll help you compare options and find the most cost-effective plan for your prescriptions.

Medicare Advantage (Part C)

Medicare Advantage plans are all-in-one alternatives to Original Medicare. They’re offered by private insurance companies and include Part A, Part B, and usually Part D coverage.

  • Often includes extras like dental, vision, hearing, and gym memberships

  • Lower monthly premiums in many cases

  • Managed care networks (like HMO or PPO)

  • May require referrals and have limited provider networks

If you choose a Medicare Advantage plan, you don’t need a Medigap or separate Part D plan.

We’ll Help You Navigate It All

We make Medicare easy to understand and easy to enroll in. Whether you’re new to Medicare, switching plans, or helping a loved one, we’ll guide you through your options and make sure nothing gets missed.

Ready to get started finding a better option?

Aetna Ambetter BCBS CareSource Christus Health Cigna Imperial Health Plan Molina Oscar UnitedHealthcare Allstate Health Solutions Transamerica Careington Dental Delta Dental Manhattan Life National Care Dental Allied North American Pivot Health Beam Benefits Ancillary Nippon Ancillary Foresters North American Mutual of Omaha American Amicable Banner SBLI Humana Wellcare Wellcare Aetna Ambetter BCBS CareSource Christus Health Cigna Imperial Health Plan Molina Oscar UnitedHealthcare Allstate Health Solutions Transamerica Careington Dental Delta Dental Manhattan Life National Care Dental Allied North American Pivot Health Beam Benefits Ancillary Nippon Ancillary Foresters North American Mutual of Omaha American Amicable Banner SBLI Humana Wellcare Wellcare

See what our clients have to say!

Have a question? Give us a call at (817) 562-0903.

Hours of Operation

Mon-Thu: 8am - 6pm

Fri: 8am - 4pm

Sat & Sun: Closed

Contact

  • 6115 Camp Bowie Blvd, Suite 240

    Fort Worth TX 76116

(in-person available by appointment only)

Medicare Disclaimer: We do not offer every plan available in your area. Currently, we represent 10+ carriers that offer over 100 products. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Marsh Insurance Group - Copyright © 2025. All Rights Reserved.